WB Mukhyamantri Swasthya Bima Yojana 2026: Complete Details

Bhartiya Janta Party this time ruling in the state of West Bengal so they implemented so many central government schemes in the state. They also implemented Ayushman Bharat Yojana to provide free health care facilities to the public. But from 16^th August 2026, they will also implement one of their unique health-related schemes under which the government provide the best quality health care facilities to the citizens. The same healthcare scheme is introduced with the name “West Bengal Mukhyamantri Swasthya Bima Yojana”.

• This Mukhyamantri Swasthya Bima Yojana cover the people of the state of West Bengal who do not get coverage under the Ayushman Bharat Yojana.
• All the covered families of the state will get cashless healthcare treatment up to Rs.5 lakh.
• The Cashless Medical treatment facilities will be available in all government as well as empanelled private Hospital not only in the state but also in all over India.

WB Mukhyamantri Swasthya Bima Yojana

To provide the health care insurance to the families of the Bengal state who are not eligible to get the medical treatment facilities in the Ayushman Bharat Yojana, government introduced this new Insurance scheme i.e. Mukhyamantri Swasthya Bima Yojana West Bengal (MMSBY). This Insurance scheme is officially implemented in all across the state from August 16, 2026.  This scheme is providing the medical treatment protection to the citizens of the state and their family members who are residing in WB permanently and also not cover under Ayushman Bharat Yojana.

All the covered families of this scheme are going to get the benefits of Cashless Medical Insurance i.e. upto Rs.5 Lakhs annually. Cashless treatment will also be given to these eligible families in all government hospitals and private hospitals. The main feature of this scheme is that an individual Card will be given to everyone free of cost, with no kind of limitation on the size of the family.

By Launching this kind of scheme for the people of the state, the government wants to reduce the medical financial burden of the people. Not only this, but the government also wants to improve the medical facilities and healthcare services.

Information about	Mukhyamantri Swasthya Bima Yojana
Implemented By	BJP Government of West Bengal
Official Launch Date	August 16, 2026
Covered beneficiaries	Families of the state who are not covered under Ayushman Bharat Yojana
Benefits	Cashless health treatment up to Rs.5 lakh
Hospitals Cover	All Government and private hospitals

What are the Needs to Launch this Scheme?

Before this scheme, people of the state at the time of any kind of medical treatment, had to go to the hospital and come back with heavy bill. Not everyone has a health Insurance scheme for their families. So in that case they have to pay very high medical bills to the hospitals. But people of the weaker economic section facing so much difficulties because they cant afford the high expense of hospital bills.

So to provide them cashless medical facilities and reduce their medical expenses, the Government of West Bengal officially implement this scheme. Without paying any kind of money, they all get Cashless treatment.

Services Benefits Given to Covered Families

• Every year, insurance coverage will be given to each of the covered families upto Rs.5 Lakhs.
• All the Government and Empanelled private Hospitals provide the Cashless medical treatment to every beneficiary.
• All eligible families who are beneficiaries of the scheme will going to get their Individual Health card at free.
• There is no any limitation over the size of the family in the insurance plan of the scheme
• The pre diseases of the beneficiaries also covered in the Health Insurance scheme from the first Day.
• This scheme is nationalized scheme which means with the help of Mukhyamantri Swasthya Bima Yojana health Card you get cashless treatment in all across the India.
• After getting all these services under this single scheme, every family reduces their medical treatment financial burden and get the quality of health care treatment on time.

Beneficiaries eligibility for coverage under MMSBY

• The families who are the permanent citizen in the Bengal state.
• You also be enrolled under the Swasthya Sathi Scheme of the state.
• Eligible families who are not covered under Ayushman Bharat Yojana.
• Annual income should be less than Rs.8 Lakhs per year.

Document Checklist

• West Bengal residence proof
• Aadhaar card of the family member
• Contact details of the family
• Address proof like Ration Card of the state, Bill

Check Beneficiary Status Under MMSBY

The beneficiaries of the scheme will be eligible to check their eligibility beneficiaries status by visiting its Health Agency Official website with your Aadhar Number.

• Visit to the State Health Agency Website of West Bengal.
• Then in the citizen services need to click on Check Eligibility.
• Have to check your status with your Aadhaar number.
• Now the same official portal of the Agency shows your status if active.
• But if your verification is not completed, then your status must be shown as Verification.

Enrollment Process under Mukhyamantri Swasthya Bima Yojana

The enrollment process under this scheme can be followed via field verification.

• The government is going to identify all the eligible beneficiaries by collecting the database of the NFSA ration Card of the state, which is the RKSY1 Category.
• The pre-filled form of the beneficiaries can be verified by the field-level workers physically.
• Once the physical verification is completed, the form will be forwarded for data entry and digitalisation.
• And after completion of verification, the card will be issued to the families.

How to Apply For Mukhyamantri Swasthya Bima Yojana?

• Kindly open the official State Health Agency website related with the scheme.
• Here on the main page of the website you get the link of MMSBY available in the Citizen service section.
• You can enter the Aadhaar number and then an OTP is automatically sent to your registered mobile number.
• When you complete the authentication, the system will show you the complete details of the family and their eligibility Status.
• If by Chance the ABHA ID of the family is not available, then first of all with the help of their Aadhaar number, the ABHA ID will be generated for the family.
• Now fill the Mukhyamantri Swasthya Bima Yojana application form through the portal.
• Then, after submission of the online application form, the physical field verification will be done.

FAQs